Classic Motor Insurance In The UK

Owning and driving a classic car is a life long ambition for many, however, growing numbers of private motorists are buying classics. Such cars may be used to participate in rallies in this country or abroad, track days and other special events. There are car owner clubs for almost every type of classic motor car and the sport is growing.

Most owners of classic motor cars have some other form of transport for everyday use, and therefore, can restrict the mileage of their vehicle. Typical mileage may be as low as 1,500 miles per year. It is also a fact that many owners will garage their pride and joy to limit corrosion. The good news is many classic motor insurance companies will take these factors into account when calculating premiums. In addition these insurance companies will also assess your classic vehicle according to its value, in the first instance, along with its age and the number of miles you expect to drive during that year.

As a result of past experience certain insurers and brokers have come to realise that there is a special market for classic motor insurance, and have prepared cover or designed products accordingly. Look our for guaranteed value policies offered by some providers who are willing to agree the value of the vehicle at the outset of the policy. Remember terms and conditions will apply.

Consider obtaining a classic motor insurance quote from insurers or brokers who actually specialise in this type of insurance cover.